The worldwide financial crisis of the banks brings more and more effects in the middle class and in the real economy. The grant of credit practise of the banks was considerably complicated and is often accompanied by loan notices. This overthrows in particular small business not seldom in a crisis, so that action and renovation need can originate. Even the large-scale industry reports financing problems. The financial crisis which floods the world with horror announcements currently from the USA is alarming also for the middle class financing.
Even national banks and savings banks who must hold out now proportionately for the losses, e.g., of the state banks with guarantees are led to the edge of a "loan clip". I.e. that they must limit her grant of credit volumes after §§13 and the following of the credit system law considerably.
The overcoming and loose solution of this financial crisis and bank crisis is a topical mental scenario and action scenario in many small and medium-sized companies. A reorientation and alternative financing for enterprise decides on growth, jobs and personal destinies of enterprisers and employees of the same masses.
The procurement of capital independent of bank as a way out from the hopefully temporary financing crisis, with Umfinanzierungen, loan and advance separations without another bank as well as the return / abolition of guarantee obligations and the release of pledged economic goods / to resigned demands for the purpose of Umfinanzierung and company capital structure optimisation are, besides, important future-supporting measures for enterprise in the today's financing scenery.
On account of the increasingly hiding loan financing readiness of the banks and with isolated loan notices (a row of enterprise fall by advance notices in the crisis) more and more enterprises and production companies just before the background of the worldwide financial crisis must raise her company capital and her liquidity with private investment capital or with mezzaninen financing instruments (e.g., pleasure right capital and quiet investment capital or enterprise loans). Only in this manner a finance and liquidity bottleneck or even a due investment financing or a renovation of the small business can be reached regardless of the banks. A private order and procurement of capital with a capital market prospectus or fund prospectus without house bank can be reached (www.kapitalbeschaffung-sofort.de) above the issue marketplace as a participation platform (www.emissionsmarktplatz.de).